AIG Insurance Travel, also known as Travel Guard, is a product from American International Group, Inc. It pays for travel medical expenses, COVID-19 included, in the event that there is an illness or injury. It also covers delayed or missed connections, baggage delays, emergency evacuation, and delayed connections. It is crucial to fully understand your policy's coverage to ensure that you are protected.
COVID-19-related illness coverage
If you're traveling abroad and have an AIG insurance policy, you may be able to get medical coverage for the COVID-19 pandemic. AIG offers additional benefits such as trip cancellation and interruption coverage, emergency medical coverage, and trip cancellation and disruption coverage. These are great benefits that can be used to deal with unexpected situations abroad, and you won't have to worry about flying home.
Regardless of whether your insurance company offers coverage for COVID-19, you'll want to contact your provider. They can provide you with the necessary documents and information to help you get the treatment you need. Make sure you review your policy to ensure you are fully covered.
Missed connection
Missed connections can be due to many factors, including weather and mechanical issues. A missed connection insurance policy will allow you to get reimbursed for unused tickets and other travel expenses. You can get financial protection and help you find other transportation options in the event of mechanical problems on your plane.
Many insurers cover missed connections, although you must verify that your specific policy offers coverage for such situations. Coverage levels can vary between plans.
Baggage delay
Baggage delay protection provides financial support in the event that your luggage is delayed in arriving. It covers personal goods such as clothes, toiletries, etc. It covers reimbursement up to the policy limits, which typically range between $500 and $1,000. You will need receipts from purchases that were made while you waited for your luggage to be processed. There may be a deductible attached to your claim.
While some insurance companies may offer additional baggage delays coverage, it is important to know that there are certain limits to how much you can get. For example, your baggage delay coverage won’t cover lost and delayed bags returned after a twelve-hour limit. You should always review your policy before you purchase anything. Make sure it contains baggage delay benefits.
Emergency evacuation
AIG Insurance offers comprehensive coverage for travel emergencies. The most popular plan is available with up to $500k in emergency evacuation and 50% reimbursement when a trip is interrupted. Additional add-ons include a pet or wedding bundle and an inconvenience bundle. These bundles cover closed attractions as well as the rental cost of a vehicle.
These plans cover air evacuation and medical transport. These plans are extremely useful when you're traveling to remote areas and don't have medical care. You also have the option of repatriation insurance for the relatives of the deceased. Coverage for accidental death or dismemberment provides financial assistance for survivors and beneficiaries. Some plans provide coverage for accidents only involving aircraft, such a plane crash. Other plans cover baggage lost or delayed.