You have many options if you're looking for the best insurance for individuals. Online research can help you decide which plan is right for you. You don't need to spend a lot, as there are many options. You will also be able find affordable rates without having to spend a lot of your time.
Anthem
Anthem is an important health insurer and is among the top three players on the individual market. It has nine states of operation, and the plans it offers for health insurance vary from one state to another. Anthem's name is often associated to individual health insurance plans. However Anthem also offers insurance through its subsidiaries. Anthem plans are sometimes known as HMOs in some states. In other states, they are known as Empire plans or Compcare plans.
Consumers have mixed opinions about Anthem's individual health insurance. Anthem has a low customer satisfaction rating, which is why the Better Business Bureau rates it an F. Anthem has also been cited as denials twice as often than the industry average. In the past three years, Anthem has settled 61 complaints, with most related to billing and denied claims.
Anthem offers several individual health insurance plans, ranging from basic coverage to high-deductible plans. The company has a large network of doctors and hospitals, which makes it a good choice for individuals looking for affordable coverage. However, some customers have found the high deductibles too expensive for their budget.
Anthem offers health insurance for individuals as well as a number Medicare plans. This includes hospital recovery, accident, critical illness and critical care plans. These policies cover prescriptions and deductibles and are available in certain states. Many Anthem Health Plans also offer vision or dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield offers affordable health insurance that is available to individuals. Blue Cross Blue Shield Association offers health insurance through its BlueSelect plan. This meets the Affordable Care Act requirements. BlueSelect is available through the Health Insurance Marketplace.