There are many options for dog insurance. You can choose the type of coverage that works best for your dog based on his or her health status. Dog health insurance is particularly helpful for older dogs with poor health. It can pay for medical bills for many ailments including cancer, heart disease, and dental problems.
Plans for Pets
You don't have to worry about paying for veterinary visits and expensive diagnostic tests if you have a dog health insurance plan. There are many companies that offer these policies. In addition, many companies offer wellness add-ons to improve your pet's wellbeing. The best companies offer comprehensive coverage and offer customization options to fit your budget and pet's medical needs.
Healthy Paws' pet insurance policy covers a dog's entire health from head to tail. It covers all types of injuries, illnesses, as well as genetic conditions. You can decide whether you want to cover surgery and other treatments, or to keep the policy limited to routine exams. Healthy Paws also offers a life-long and single-incident policy for cats and dogs. The policy doesn't have a per incident benefit cap and can be deductibles as high as $500.
Healthy Paws
Healthy Paws is a well-respected company for dog insurance. It is underwritten by The Chubb Group with a $25 billion surplus. They also have an A+ rating with credit agencies. It is also accredited to the Better Business Bureau. Its customers praise the company's customer service, claims process, and premiums.
Healthy Paws will not pay for every medical expense. However, it will pay for emergency care and vet visits. The plan does have limitations. There is a waiting time of 2 weeks for hip dysplasia and 15 days for other conditions. This plan also does not have an annual limit and requires that you enroll for at least 15 days. This is a less disadvantage than other dog insurance plans that require you to enroll for a full calendar year before your pet is eligible.
ASPCA
The ASPCA dog insurance is a great way for your dog to be protected against any unexpected costs. There are many options to choose from. It covers a wide range of health issues. There are also add ons that provide preventative care and accident-only coverage.
ASPCA dog healthcare insurance reimburses as much as 90% of the vet bills. The plans are flexible so that you can select the coverage you require based upon your budget. You can also select a deductible or reimbursement percentage. You can choose to see any veterinarian you want. You can either submit a claim online, or by mail.
XL Specialty Insurance Company
XL Specialty Insurance Company offers several options for coverage for your dogs. The Whole Pet plan offers comprehensive coverage for your dog, with a $3,000 emergency fund. These plans are affordable and can cover up to six pets. You have the option of accident coverage only or coverage for both illness and accidents.
Comprehensive plans provide coverage for all costs related to illness and accidents. You can also add wellness coverage. Comprehensive policies cover everything from wellness exams to dental care and vaccinations to behavioral therapy. XL Specialty Insurance Company provides the best dog insurance. There are many locations available.
Direct Line
Direct Line Dog Insurance offers many options for pet owners. There are two options: a fixed excess and a flexible policy. You can also add optional extras. These options can be beneficial to owners seeking lower premiums. Trustpilot rates the company highly, giving it a rating of 3.8/5 stars.
You can receive a discount if you have more than one pet. However, this discount is only available for the first 12 months of your policy. The average premium rises every year. The plans do NOT provide lifetime protection and the maximum benefit for each condition is fixed. Pet health insurance does not include dental care.