There are many types of dog health insurance. You can choose the type of coverage that works best for your dog based on his or her health status. Dog health insurance is particularly helpful for older dogs with poor health. It can pay for medical bills for many ailments including cancer, heart disease, and dental problems.
Plans for Pets
A dog insurance policy will cover you for any veterinary visits or expensive diagnostic tests. These policies are offered by a variety companies. Many companies offer wellness services to improve your pet’s overall health. The best companies offer comprehensive coverage and offer customization options to fit your budget and pet's medical needs.
Healthy Paws provides pet insurance coverage that covers a dog from head through paw. It covers all types of injuries, illnesses, as well as genetic conditions. You can decide whether you want to cover surgery and other treatments, or to keep the policy limited to routine exams. Healthy Paws provides a policy that covers both cats and dogs for a single illness or accident. There is no per-incident benefit cap, and deductibles range from $100 to $500.
Healthy Paws
Healthy Paws is a reputable company for dog health insurance. It is underwritten by The Chubb Group with a $25 billion surplus. They also have an A+ rating with credit agencies. It is also accredited by the Better Business Bureau. Customers love the company's customer service and claims process. They also praise its premiums.
Healthy Paws will not pay for every medical expense. However, it will pay for emergency care and vet visits. It does come with some limitations. For conditions such as hip dysplasia, there is a waiting period of up to 15 days. This plan also does not have an annual limit and requires that you enroll for at least 15 days. This isn't as detrimental as some dog insurance plans that require that you enroll for the full year before your pet gets coverage.
ASPCA
The ASPCA's dog insurance can be a great option to protect your dog from any unexpected expenses. There are many plans available. Their comprehensive coverage plan covers a variety of health problems. There are also accident-only plans and add-ons that focus on preventative care.
ASPCA dog insurance covers up to 90% of vet bills. The plans are flexible so that you can select the coverage you require based upon your budget. You can also pick a percent for reimbursement or a deductible. You can also choose to use any veterinarian you like. You can file a claim online or by mail.
XL Specialty Insurance Company
XL Specialty Insurance Company offers a variety of coverage options for your dog. Their Whole Pet policy provides comprehensive coverage, as well as a $3,000 emergency protection fund. These plans are affordable for up to six pets. You can choose between accident-only coverage or coverage that covers both illnesses and injuries.
Comprehensive plans include all medical costs, including those resulting from illness or accidents. You can also add wellness coverage to your policy. Comprehensive policies provide coverage for everything from wellness exams to treatment and vaccinations, to behavioral therapy. XL Specialty Insurance Company provides the best dog insurance. There are many locations available.
Direct Line
Direct Line has a number of options available for pet owners. There are two options: a fixed excess and a flexible policy. You can also add optional extras. These features are helpful for owners looking for lower premiums. Trustpilot has rated the company highly with a rating in excess of 3.8 stars.
If you have multiple pets, you may be eligible for a discount. The discount is only applicable for the first twelve months of your policy. Premiums are usually higher every year. Plans do not offer lifetime coverage. The maximum benefit is determined per condition. Pet insurance does not cover dental care.