It's not uncommon for rates to vary dramatically from one insurance company to another, based on things like age, driving record, and even location. Shopping around is a great way to find the lowest price for your coverage.
The right car insurance in Atlanta Ga can protect you and your vehicle from the cost of damages in an accident. It can also help you file a claim in the event of theft or damage to your car.
It's not as hard to find cheap auto insurance in Atlanta as you may think, as long as you know where and how to look. Bankrate studied several popular auto insurance providers to find out which were the cheapest in Georgia.
Full-coverage policies are more expensive than minimum liability options, but they can save you money in the long run by protecting you from most scenarios. The policies cover bodily injuries and property damage, as well collision and comprehensive coverage.
It's cheaper to buy a policy based on usage for drivers who don't drive a lot. However, they are less likely to pay out in the event of a total accident. So, it's important to consult your agent.
GEICO offers a number of discounts that can help you save money. For example, bundling your policy can reduce your premiums by about 15%. Discounts are also given to those who are accident-free after five years.
Drivers who have bad credit can pay more than double the price of a driver with excellent credit, but there are still many companies that offer affordable auto insurance for people with a poor history of driving.
Check your driving history before buying a policy for car insurance in Georgia. You can increase your rates if you have speeding tickets or driving under the influences.
The best way to avoid these problems is to be a safe driver and keep your record clean. Reporting an accident and working with your insurance agent to resolve it is the best way to avoid these problems.
Older and younger drivers
When it comes to car insurance in Atlanta, your age and driving history play a big role in your premium. Drivers under the age of 25 and over 60 are the two highest-rated groups.
Married and Widowed Drivers
In most major cities, married people pay less on their auto insurance. In Atlanta, a married driver will typically pay about 8% less than a single driver on average.
Senior citizens and Middle Aged Drivers
If you prefer, you can reduce your car insurance premiums by selecting a lower coverage level or higher deductible. Multiple cars can help you to save on rates.
You can use our search tool to compare car insurance rates in Georgia from more than 100 providers. You can view the top-rated companies, and read customer reviews.
You'll want to choose a car insurance company with an excellent reputation for customer service and claims handling. Those ratings are important because they will affect your experience with the insurer. A low score can result in long waits for claims. On the other hand, a higher score will mean that claims are handled more quickly.