If your parents are visiting, it is wise to insure them so that they receive the best coverage and medical care. In the event of an emergency, it can help cover the cost of a cancelled or interrupted trip.
Visitor guard(r) provides a variety travel insurance plans for a variety travel needs. Select the plan that best suits your parents, based on factors such as their age, length of stay and medical history.
Health Insurance for Parents Visiting Usa
Having adequate health insurance is important to avoid financial distress in the event of an emergency. A medical emergency can bankrupt your entire family. Your parents' treatment in the United States may be expensive, as it is one of world's most expensive healthcare countries.
Acute Onset of Pre-Existing Conditions
Most visitors' policies do not cover pre-existing diseases that are onset suddenly. It is because insurance companies don't want to take on the risk of high medical costs.
Certain visitor's health insurances may provide coverage up to a limit for sudden onsets of pre-existing diseases. Parents with pre-existing conditions may benefit from this, as it allows them to get a greater amount of coverage.
A good visitor's insurance policy will include coverage for a wide range of emergencies, including flight delays or lost baggage, and will be able to reimburse your parent for any expenses that may arise. It will also help your parent receive timely medical attention if they become ill or injured while abroad, as they will be able to receive treatment before the onset of a serious illness.
Covid-19 is a pandemic, or global, virus that has caused many health problems. You should purchase travel insurance to cover the covid-19 virus if your parents will be traveling at this time.
Repatriation
The travel medical policy covers the funeral and any other expenses of your parent if they pass away abroad. The policy will also assist with returning the deceased to their homeland and cover any costs associated with a local funeral or cremation.
Telemedicine
Another important benefit of a travel medical insurance policy is telemedicine. This policy allows you to provide medical care for your parents via phone, fax or e-mail.
This type of coverage is especially useful for parents over 50 who may be less able to access medical services. Many doctors refer their patients to specialists outside of their network. These visits are covered by your parents' insurance.
You can choose to purchase travel coverage for parents either for a brief period or for an annual plan, which covers you for up 365 days. The two options can be bought online or via phone and are both easy to use.