Healthy Paws pet insurance covers illnesses and accidents for cats and dogs. Owners of young pets can choose this affordable option, which covers cancer, emergency care for hereditary or congenital conditions, dental treatment and alternative treatments, such as chiropractic and acupuncture.
Healthy paws is a great choice for a younger dog or cat because they have no per-condition, annual or lifetime payout caps and their policy allows paperless claims. They have a mobile app that makes it simple to submit vet invoices and track your claim. They also offer a speedy claims payout process where you can take a photo of your pet's vet bill and submit it using their app or website.
How to receive a Healthy Paws Quote
You will need to give your pet's breed, age, and location in order to get a Healthy Paws Pet Insurance Plan. Then, you'll receive a quote that will give you an idea of what your policy will cost and what benefits it will provide. Once you decide which plan best suits your pet's needs, you can begin the enrollment process.
The Waiting period and Exclusions
All Healthy Paws plans have a waiting time of 15 days before you can make a claim. Healthy Paws does not pay for veterinary examination fees in the first 15 calendar days after the policy's start date. It also doesn't cover hip displasis for newly-enrolled pets.
If you choose Healthy Paws as your provider, your pet must be a registered breed of dog or cat. If your pet is hybrid or mixed breed, you may need to meet additional requirements.
You can choose a higher reimbursement rate for the needs of your animal. You will be able to lower your deductible, and you'll save money over time.
Pet parents can also find the company a great resource to help them choose a policy and manage their accounts. You can track the status of your policy online, make any changes, or cancel.
The company also offers a 24/7 pet-health line. It is a great resource to ask questions about your pet’s condition or treatment. Local veterinarians can be connected with.
What to Expect from Healthy Paws Claims and Reimbursement Processes
When you submit a Healthy Paws claim, the company will send you an email with instructions for how to submit your vet bill. This email will give you instructions on how to submit your vet bill online by taking a picture.
Within 3-5 business days, you will receive a cheque in the mail. This is very fast for a pet insurance company and far faster than most other companies in the industry.
How to cancel a Healthy Paws Pet Insurance Policy
Healthy Paws policies can be cancelled by email or regular postal mail. If you cancel your policy within 30 days of enrolment, you'll receive a full refund. If you cancel outside of this 30-day period, a cancellation penalty may apply.