Trupanion, a Seattle-based company offering pet insurance, offers insurance for cats and dogs. It covers cats in Australia and Puerto Rico as well as dogs in the USA. The company was started in 1998 and offers insurance plans that cover hereditary illnesses. It also provides customer service and a variety of coverage options.
Review of Trupanion
Trupanion is an insurance company that specializes exclusively in pet insurance. It was established in Vancouver, BC. The company soon expanded to the United States. It is one of the largest pet insurance providers in the US and Canada, and offers a variety of insurance policies for pets. It also offers Investor Relations sections that provide current information and shareholder reports.
Trupanion's website makes it easy and quick for potential customers to compare coverage options, apply online and make payments. The website offers information about how you can pay for your policy as well as information on tracking claims and managing billing information. Download a sample policy to learn more about coverage restrictions. It is simple to read and provides links to all policy details.
Comparison of Trupanion with other pet insurance providers
Trupanion's price should not be overlooked when comparing it to other pet insurers. Trupanion's premiums are comparatively higher than some other companies. The deductible is higher than $100, but it is still a reasonable price for comprehensive coverage.
Trupanion insurance offers an affordable alternative to traditional companies but has its drawbacks. Although the monthly premium for Trupanion insurance is higher than those of other companies, it also includes a lifetime per-condition deductible. This means that if your pet has a new health condition, you will only have to pay the required deductible. Additionally, there is no limit on how much coverage can be claimed each year. Trupanion is not able to offer preventative care.
Customer service
It's possible to be in search of pet insurance for your cat and dog. Trupanion is one such company. We tested the service of this company, as they have a good reputation.
Coverage options
Trupanion policies offer a variety coverage options. The deductibles can range from $0 up $1,000. There are some exclusions. Some coverage may not be available under all circumstances. Some exclusions include exam fees, transportation costs, and certain elective treatments and procedures. Trupanion is not able to cover pre-existing conditions.
Trupanion's coverage options are limited in some ways, including annual, per-condition, and lifetime limits. Not all injuries and illnesses are covered. There is a waiting list to apply. If your pet becomes sick within the waiting period it will be considered a condition that is already present and will therefore not be covered. Trupanion cannot cover service animals, emotional support animals, or other animals. It may not cover certain diseases such as diabetes or kidney disease.