There are many types and options for dog health insurance. Based on the dog's current health status, you can choose the best coverage. Dog insurance is especially useful for dogs in their senior years. It can pay for medical bills for many ailments including cancer, heart disease, and dental problems.
Plans for Pets
If you have dog insurance, you don't need to worry about expensive diagnostic tests and veterinary visits. These policies can be obtained through many companies. A lot of companies also offer wellness packages to enhance your pet’s health. The best companies offer comprehensive insurance and customization options to fit your needs and budget.
Healthy Paws' pet insurance policy covers a dog's entire health from head to tail. It covers illnesses, accidents, and genetic disorders. You can choose whether to include alternative treatments and surgery or to limit the policy to routine exams. Healthy Paws provides a policy that covers both cats and dogs for a single illness or accident. There is no per-incident benefit cap, and deductibles range from $100 to $500.
Healthy Paws
Healthy Paws, a company known for providing dog insurance, is trusted. Its policies are underwritten by the Chubb Group, which has a $25 billion surplus and an A+ rating with credit rating agencies. It is also accredited through the Better Business Bureau. Customers praise the company for its customer service, claims process and premiums.
Healthy Paws is not able to cover all medical expenses. However, it can cover vet fees and emergency care. The plan does have limitations. There is a waiting time of 2 weeks for hip dysplasia and 15 days for other conditions. This plan has no annual limit, and you must enroll for at minimum 15 days. However, this is less of a disadvantage than some other dog health insurance plans, which require that you enroll for a full year before your pet can receive coverage.
ASPCA
The ASPCA's dog insurance can be a great option to protect your dog from any unexpected expenses. It has a number of different plans to choose from. The full-coverage plan covers many health conditions. There are also accident-only plans and add-ons that focus on preventative care.
ASPCA dog healthcare insurance reimburses as much as 90% of the vet bills. The plans can be modified to suit your needs and budget. You can also pick a percent for reimbursement or a deductible. You can also choose to go to any veterinarian you prefer. You can either submit a claim online, or by mail.
XL Specialty Insurance Company
XL Specialty Insurance Company has several options for dogs coverage. Their Whole Pet Plan provides complete coverage for your dogs and includes a $3,000 Emergency Protection Fund. These plans can be used to cover up six pets and are very affordable. You can choose between accident-only coverage or coverage that covers both illnesses and injuries.
Comprehensive plans provide coverage for all costs related to illness and accidents. Your policy can include wellness coverage. Comprehensive policies provide coverage for everything from wellness exams to treatment and vaccinations, to behavioral therapy. XL Specialty Insurance Company provides the best dog insurance. There are many locations available.
Direct Line
Direct Line provides a wide range of options to pet owners. These options include a fixed policy with a maximum excess, flexible policies, and optional extras. These features are helpful for owners looking for lower premiums. The company is highly rated on Trustpilot, with a rating of 3.8 out of 5 stars.
You can receive a discount if you have more than one pet. However, this discount is only available for the first 12 months of your policy. The premiums rise each year. These plans don't provide lifetime coverage and the maximum benefit per condition is not available. Pet health insurance doesn't cover dental care.