Your pet's care is not complete without insurance. It can help cover the cost of a wide range of veterinary services, including treatment for serious illnesses or injuries, dental disease and even prosthetic devices like wheelchairs.
While searching for pet-insurance nyc there are several options to take into consideration. These can range from the simple to the highly comprehensive, so it's important to find a policy that works best for you and your pet.
Lemonade
With a simple to use website, Lemonade is an easy way to take care of all your pet's needs. It provides a flexible, affordable insurance plan to pets as young as 13 years. There are also discounts for senior pets or those who serve in the military.
Spot
This New York-based company offers an extremely convenient and user friendly service for pet parents. The claims process is simple and you can even send your vet's invoice directly from your smartphone. You will then be reimbursed, as long as your deductible is met.
Trupanion
This company provides the most extensive coverage of any insurance provider in the industry. It covers hereditary, congenital and new injuries. Trupanion utilizes direct-payment software that allows vets and Trupanion to reimburse claims almost immediately.
Embrace
Embrace offers a similar range of deductibles and coverage limits. It also includes alternative therapies like chiropractic care and acupuncture in its accident and sickness policy. The company also reimburses exam fees and behavioral treatments if a veterinarian prescribes them. It has a 180-day wait before it will cover orthopedic injuries. However, if you take your pet to the vet within 14 days after enrolling in a plan, this waiting period can be waived.
Many Pets
Many Pets has no pre-existing disease limit for dogs or cats, unlike some companies. The company has an accident and sickness policy with multiple deductible options. Annual benefit amounts are available from $5,000 to infinity.
MetLife
MetLife's policy is not as intuitive as others on the list, despite offering high-quality services and rates that are competitive. Download the claim form, fill it out and send it to MetLife via digital or postal mail. Additionally, the wellness benefits are not outlined clearly online, so you'll have to contact the company for more information.
Wagmo
Wagmo's tech-centric provider was founded in New York City. The company offers several convenience features including the ability for you to upload bills directly from your phone and receive payments using Venmo or PayPa.
This plan covers vaccinations, routine checkups and pet medications. These plans can be purchased in addition to the pet insurance and cost between $12 and $36 per month.