The current system for visitors insurance is limited to a select number of services. It also relies on a small group of insurance companies. These plans are typically more expensive than domestic and are only offered at specific times of the year. Visitors to the U.S. can be here for any length of stay, and not just for a short time.
Visit USA-HealthCare
The Visit USA HealthCare coverage plan covers visitors to the United States throughout their stay. These plans include pre-defined benefits and emergency services that can be used for up to 364 consecutive days. You can access treatment from any U.S. doctor or hospital during this period. USA HealthCare offers three levels, including individual and family plans.
Prices for individual insurance policies vary. Many are affordable, depending on the level of coverage that the policy offers. You may also need to consider your pre-existing conditions. You will need to choose insurance that is right for you and your budget.
Liaison Travel Choice
Liaison Travel Choice insurance for visitors covers a wide range of medical needs. This plan is for individuals as well as families who travel outside their home country. You can also cover dependent children that are not married. It will also pay up to $30,000 for medical expenses. It also covers emergency medical evacuation. Liaison Travel Choice offers coverage for trips lasting anywhere from 5 to 364 days. Visitors can visit any doctor within the PPO network for medical care.
Visitors can choose from the Basic Plan, Liaison Travel Plus Plan, and Liaison Travel Medical Plan. Liaison Travel medical plan is designed for short-term, worldwide travel. This plan covers injuries and illnesses that may occur outside of the United States. The coverage periods vary from 5 to 364 days, and it is available to travelers under the age of 74. The plan offers customizable emergency medical coverage and deductible amounts.
Atlas America
Atlas America's Visitor Insurance Plan may be the perfect option for Americans traveling abroad. This plan covers both hospitalization and outpatient treatment. It may not cover half of the cost of your total medical care. This insurance can be purchased online so you can start getting coverage as soon as possible.
This visitor insurance plan is part the United Healthcare PPO network. It provides access to a wide range of American medical providers. These providers charge network-negotiated fees to the insurance company, which is often less than regular rates. All you need to get a quote on your coverage is a credit card and your date of birth, name, passport number and travel dates.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance for visitors provides coverage for medical expenses for foreign nationals traveling to the USA. This plan covers visitors aged 19 years and older who require medical treatment in the U.S. It also covers temporary stays in the U.S. for eligible medical expenses. You will also receive instant ID cards and proof that you are covered.
This comprehensive insurance plan covers emergency medical expenses for foreign travelers, including acute onset of pre-existing conditions. The plan is available for 5- to 9-day stays. It can also be renewed for another year. The maximum policy amount is $50,000 and the policy can be renewed for an additional two years.
International Major Medical Plan
You should purchase an International Major Medical Plan Insurance policy if you are traveling to the United States for short-term purposes. This type of coverage pays up to $1 million in out-of-pocket medical expenses. It offers trip cancellation and lost baggage benefits, as well as evacuation, repatriation and repatriation. Some plans offer coverage for war and terrorism. Some plans offer coverage for both professional and recreational sports. International Major Medical Plan policies offer coverage for cancer and cardiac care.
Visitors can also consider purchasing an Elite Plan, which covers pre-existing conditions. This insurance covers specialist care, doctor visits, blood tests and urgent care. This type of insurance also covers medication prescribed by doctors.