AIG Insurance Travel, which was previously called Travel Guard, has been developed by American International Group, Inc. It covers medical expenses for travelers in case of illness or injury. It also covers missed or late connections, baggage delays, and emergency escape. It's important to understand the coverage that is included in your policy to make sure you're fully protected.
COVID-19-related sickness coverage
You may be eligible for medical coverage in the event of a COVID-19 pandemic if you have AIG insurance. AIG also provides additional benefits, such as trip cancellation or interruption coverage and emergency medical coverage. These extra benefits will help you to cope with an unplanned emergency abroad and avoid the need for a return flight.
Your provider will be able to help you regardless of whether COVID-19 is covered by your insurance. They can give you all the documentation and information necessary to get the treatment you desire. Also, make sure to read through your policy.
Missed connection
Missed connections may occur due to a number of reasons. A missed connections policy can reimburse you for unused tickets and other travel expenses. In addition to providing financial protection, this coverage can also help you find alternative means of transportation, should your plane experience mechanical difficulties.
Most insurers cover missed connection, although it is important to check that your particular policy covers these types of situations. Plans can differ in the level of coverage they offer.
Baggage delay
Baggage delay coverage provides financial assistance in case of delayed luggage arrival. It covers personal goods such as clothes, toiletries, etc. It covers reimbursement up to the policy limits, which typically range between $500 and $1,000. You must provide receipts of purchases while you wait for your luggage in order to file a claim. Your claim may also be subject to a deductible.
You may be able to claim additional baggage delay insurance from some insurance companies. For example, your baggage delay coverage won’t cover lost and delayed bags returned after a twelve-hour limit. Before you buy anything, review your policy to ensure that baggage delay benefits are included.
Emergency evacuation
AIG Insurance's travel emergency evacuation plans provide comprehensive coverage to meet travelers' medical requirements. The most popular plan provides up to $500k for emergency medical evacuation and 50% reimbursement if a trip is canceled. You can also add ons like a wedding or pet package, or an inconvenience bundle. This covers closed attractions and the cost of renting a vehicle.
You can get coverage for air evacuation and medical transport with an emergency medical evacuation plan. They are particularly useful for travelers who need to travel to remote places without having access to medical care. There are also repatriation options for the family members of the deceased. Accidental death and dismemberment coverage provides financial assistance for survivors, or beneficiaries. Some plans only cover accidents involving planes, such as a crash. Other plans provide coverage for lost or delayed baggage.