AIG Insurance Travel, formerly Travel Guard, are products of American International Group, Inc. It covers medical expenses incurred while traveling due to illness or injury. It also covers missed or late connections, baggage delays, and emergency escape. It is crucial to fully understand your policy's coverage to ensure that you are protected.
COVID-19-related sickness coverage
You may be eligible for medical coverage in the event of a COVID-19 pandemic if you have AIG insurance. AIG also provides additional benefits, such as trip cancellation or interruption coverage and emergency medical coverage. These coverages can help you get through an emergency situation abroad without having to worry about booking a flight home.
No matter if your insurance company covers COVID-19 or not, it is important to get in touch with your provider. They will provide you with all necessary information and documentation to assist you in getting the treatment you require. To ensure that you are covered, you should read your policy.
Missing connection
Missed connections could be caused by a variety reasons, such as mechanical issues or inclement conditions. You can get reimbursements for unused tickets or other travel expenses by purchasing a missed connection policy. You may also be able to find an alternative transportation option if your plane is experiencing mechanical difficulties.
Missing connections are covered by many insurers, but you should verify that your policy covers such cases. Different plans may offer different levels of coverage.
Baggage delay
Baggage delay cover provides financial assistance in the event of a delay in the arrival of your luggage. It covers personal belongings such as clothes and toiletries. It will reimburse you up to the policy limit. This usually amounts to $500 to $1,000. You must provide receipts of purchases while you wait for your luggage in order to file a claim. A deductible could also apply to your claim.
Although some insurance companies provide additional baggage delay coverage, there are limitations on the amount you can claim. For example, baggage delay coverage does not cover lost or delayed bags that aren't returned within a twelve hour period. Before purchasing any item, it is a good idea to check your policy and make sure you have baggage delay benefits.
Emergency evacuation
AIG Insurance provides comprehensive coverage for all travelers' medical needs through its travel emergency evacuation plans. The most popular plan offers up to $500k in emergency medical evacuation and 50% reimbursement for trip interruption. Additional add-ons include a pet or wedding bundle and an inconvenience bundle. These bundles cover closed attractions as well as the rental cost of a vehicle.
Emergency medical evacuation plans provide coverage for medical transportation and air evacuation. These plans are extremely useful when you're traveling to remote areas and don't have medical care. Other coverage options include repatriation coverage for the family of the deceased. Coverage for accidental death or dismemberment provides financial assistance for survivors and beneficiaries. Some plans provide coverage for accidents only involving aircraft, such a plane crash. Other plans cover baggage lost or delayed.