AIG Insurance Travel, previously known as Travel Guard, was a product by American International Group, Inc. It pays for travel medical expenses, COVID-19 included, in the event that there is an illness or injury. It also covers missed or delayed connections, baggage delays, and emergency evacuation. To make sure that you are fully covered, it's important to be familiar with the coverage included in your policy.
COVID-19-related sickness coverage
AIG insurance policies can provide medical coverage for the COVID-19 epidemic if you are travelling abroad. AIG also offers additional benefits like emergency medical coverage and trip cancellation and interruption coverage. These extra benefits will help you to cope with an unplanned emergency abroad and avoid the need for a return flight.
It doesn't matter whether your insurance policy covers COVID-19. You need to speak with your provider. They can give you all the documentation and information necessary to get the treatment you desire. You should also make sure you read through your policy to make sure that you're covered.
Missed connection
Missed connections may occur due to a number of reasons. A missed connection policy can help you get reimbursed for unused tickets and other travel expenses. This coverage will not only provide financial protection but can also help you find alternate transportation options if your plane experiences mechanical problems.
Many insurers cover missed connections, although you must verify that your specific policy offers coverage for such situations. The level of coverage can vary widely between plans.
Baggage delay
Baggage delay protection provides financial support in the event that your luggage is delayed in arriving. It covers personal goods such as clothes, toiletries, etc. It covers reimbursement up to the policy limits, which typically range between $500 and $1,000. To make a claim, you will need to provide receipts for purchases made while waiting for your luggage. A deductible could also apply to your claim.
You may be able to claim additional baggage delay insurance from some insurance companies. Baggage delay coverage doesn't cover bags that have been lost or delayed beyond a 12 hour time limit. It is best to read your policy before buying anything. Also, make sure that you include baggage delay benefits.
Emergency evacuation
AIG Insurance provides comprehensive coverage for all travelers' medical needs through its travel emergency evacuation plans. The most sought-after plan includes up to $500k emergency medical evacuation coverage and 50% reimbursement for trip interruptions. There are also add-ons available, such as a pet bundle or wedding package. The inconvenience bundle covers closed attractions and costs of renting a car.
The coverage of emergency medical evacuation plans provides medical transport and air evacuation. These plans are especially helpful when you travel to remote areas without medical care. There are also repatriation options for the family members of the deceased. Financial assistance is provided for beneficiaries and survivors under the Accidental Death and Dismemberment coverage. Some plans only cover accidents that involve aircrafts such as a plane accident. Other plans cover lost or delayed baggage.