The city of Houston is known for its high accident rate, and having car insurance in Houston is important to protect yourself financially. This will also protect your vehicle from damage and theft. Getting the right coverage can save you from having to shell out a fortune for vehicle repairs in the event of an accident.
Houston auto insurance rates vary depending upon many factors. These include the location of the drivers, their driving records, and the type vehicle they drive. To help you get the right car insurance quote, we've put together a list with some of Houston's top companies.
Policygenius offers online auto insurance quotes from top companies in Houston, including Liberty Mutual, Allstate and State Farm. The website allows you to easily compare rates, customer ratings, and many other details. The website offers a tool for finding discounts and add-ons to lower your insurance premium.
Allstate
Allstate offers auto insurance policies, including standard and commercial autos. They also offer motorcycle policies. The company offers discounts to good drivers, as well other benefits. The company also offers accident forgiveness and features that allow them to avoid claims. There is also a Spanish speaking department that offers roadside support to Houston-based drivers.
Liberty Mutual
Liberty Mutual provides home and auto insurance for Texans. Also, they offer policies to students and members of the military. You can find resources on their site to help decide which type of car insurance policy is best for you. Their online auto knowledge center also offers tips and advice to reduce rates.
State Farm
State Farm provides auto insurance throughout Texas, and in other parts of America. State Farm provides a wide range of coverage and offers a no-claims guarantee. Discounts are available for safe drivers who complete defensive driving programs and use anti-theft gadgets.
Progressive
Progressive Company has been in business for more than 100 years. They offer discounts to customers and recently launched a brand new app, which lets you receive quotes quickly and conveniently on your phone.
Auto insurance houston Texas
Houston is a large city with a lot of traffic. Therefore, the rates for car insurance are higher. Houston has high traffic and a large number of residents, so you should have enough coverage.
Keep Your Record Clean
Maintaining a clean driving record will help you keep your rates low. Having speeding citations, reckless driving charges, DUIs and DWIs and at-fault accidents on your record will increase your rates. These incidents and citations are usually on your record for a period of three to five-years.
Gender
A driver's gender can also affect the rate. Insurance is usually cheaper for women than it is for men. They also tend to be safer drivers.
Bundling with another insurance company is also a good idea, since it can provide discounts on multiple policies.