If your parents are visiting, it is wise to insure them so that they receive the best coverage and medical care. This can be used to cover a trip interruption or cancellation in the event of unforeseen circumstances.
Visitor Guard(r) offers a wide range of travel insurance plans that cover a variety of travel needs. Depending on how long your parents will be staying, their medical history and age, as well as the medical coverage they require, you can pick the right insurance plan.
Visitor's Health Insurance in the USA
To avoid financial stress in the event an emergency occurs, having adequate health coverage is critical. A medical emergency can bankrupt your entire family. The United States is one of the world's most expensive countries for healthcare, and your parents may need to undergo treatment while visiting.
Acute Onset Pre-Existing Conditions
Most visitors' policies do not cover pre-existing diseases that are onset suddenly. The reason for this is that the treatment of these medical conditions is expensive, and insurance companies are trying to minimize their exposure.
Certain visitor's health insurances may provide coverage up to a limit for sudden onsets of pre-existing diseases. Parents who already have a medical condition may find that they can access much more coverage.
Your parent will be reimbursed for all expenses if they are covered by a good visitor's policy. Your parent will also be able receive medical treatment if they are injured or ill while abroad.
Covid-19, the pandemic virus spreading around the world, is associated with many risks to health. If your parents are traveling during this time, you should consider purchasing travel medical insurance that covers the covid-19 virus.
Repatriation of Remains
Travel medical insurance will cover the funeral costs and any other expenses if your parent passes away while on vacation. This policy will cover their funeral and other expenses, including the cost of local cremation or burial.
Telemedicine
Telemedicine is another important benefit that comes with a travel insurance policy. This coverage allows your parent to receive medical care via telephone, fax or email.
This insurance can be especially helpful to older parents, who may not be able to afford traditional medical care. Travel insurance can cover doctors who refer patients outside their own network.
Travel insurance is available for a limited time or you can buy an annual policy that covers up to 365 consecutive days. Both options can be purchased online or over the phone, and are quick and easy to use.