Trupanion is a Seattle-based pet insurance company that offers insurance for dogs and cats. It offers coverage for cats in Australia, Puerto Rico and the United States. The company was founded 1998 and provides comprehensive insurance plans that protect hereditary disorders. It also provides customer service and a variety of coverage options.
Review of Trupanion
Trupanion specializes in pet insurance. It began in Vancouver, BC, but soon expanded to the United States. It is the leading provider of pet insurance in Canada and the US. It also provides Investor Relations, which includes current information about the company and shareholder reports.
Trupanion's website is user-friendly and fast, allowing prospective customers to compare coverage options and apply online. The website also includes information on how to pay for your policy, track claims, and manage billing information. You can also download a sample policy and read about coverage restrictions. It is simple to read and provides links to all policy details.
Comparing Trupanion to other insurance companies for pets
Trupanion must be compared with other pet insurance companies. Trupanion charges a higher premium than some other companies. The deductible is higher than $100, but it is still a reasonable price for comprehensive coverage.
Trupanion insurance is an affordable alternative to other companies, but it has some drawbacks. Although the monthly premium for Trupanion insurance is higher than those of other companies, it also includes a lifetime per-condition deductible. You only need to pay the deductible when your pet is diagnosed as having a new condition. You can also claim unlimited coverage each year. Trupanion cannot offer a wellness program. Trupanion can't help you if your need is for preventative health care.
Customer service
If you are looking for pet insurance to cover your cat or dog, it is important that you look for a company that offers great customer service. Trupanion is a company that falls under this category. This company has a great track record, so we tested their services to make sure they met our expectations.
Coverage options
Trupanion offers a range of coverage options with deductibles that can be as low as $0 up to $1,000. There are some exclusions. Some coverage may not be available under all circumstances. Exam fees, transport costs, as well as certain elective treatment and procedures are all exclusions. Trupanion is not able to cover pre-existing conditions.
Trupanion's coverage options may be limited in certain ways. These include lifetime, annual and per-condition limits. Important to note that not all illnesses or injuries are covered by Trupanion and that there is a waiting time to apply. If your pet becomes ill during the waiting period, it will be considered a pre-existing condition and therefore will not be covered. Trupanion doesn't cover emotional support animals or service animals. It may not cover certain diseases such as diabetes or kidney disease.