Embrace in Ohio is a pet insurance company that offers customized pet insurance. They offer several unique features, such as a declining policy deductible for routine and preventative health care. A Wellness Rewards program rewards your pet for routine or preventative care. The company is a member of the North American Pet Health Insurance Association.
Embrace has customizable plans
An Embrace pet insurance policy will provide coverage for your pet and your finances. This insurer reviews your pet's medical records and will let you know if it has any pre-existing conditions. The insurer also offers a 30-day money-back guarantee. If you have more than one pet, you can get a discount on your monthly premiums.
Embrace offers flexible plans to suit both cats and dogs. You can alter the coverage amount depending on the age, breed, or species of your pet. You can also choose your deductible amount and reimbursement percentage. This allows you to tailor your plan according to your budget.
It allows for a waiting period of two days in case of an accident
When enrolling in an Embrace pet plan, the consumer must provide a year's worth vet records along with the birth date. This allows the insurance company adjust the premium according to the pet's age and breed. The insurance company requires that the pet be at minimum 15 years old in order to be eligible for accidental coverage.
Embrace also allows pet owners to bring their pets to any veterinarian in the 50 states. The insurance company reimburses clients within 10 days for the services received. A policy does not cover breeds. Therefore, a cat or dog with a history that includes bilateral conditions will be more likely to suffer the same condition in future.
It provides a six month waiting period for canine orthotic conditions
For certain orthopedic conditions in dogs, such as hip dysplasia, Embrace pet insurance offers a six month waiting period. It is possible to waive this condition and reduce the waiting time. The waiver process requires your dog to undergo a physical examination by a veterinarian. Your vet will fill in a veterinary Orthopedic Report Card. This card will be submitted to Embrace. If you meet the requirements, Embrace can reimburse you for the cost of this examination.
Waiting periods vary widely between pet insurance companies, and it's important to understand what the waiting period is before enrolling. Some companies offer a four-day waiting time for illness or accidents. Some companies have a 14-day waiting time. Embrace charges a six-month waiting time for canine orthopedic conditions. If your dog has had a veterinary examination in the past six weeks, however, the fee can be waived.
It is very competitively priced
Embrace Insurance offers a wide range of options and is affordable. Monthly premiums depend on your pet’s age, gender, size, breed, and age. You may be able to reduce the cost of your policy by enrolling for the Healthy Pet Deductible. This plan can help you avoid unnecessary financial burdens related to pet care and medical expenses.
Embrace provides accident and illness coverage for dogs and cats under the age of 14. This type is available for older pets and does not require renewal. The policy provides coverage for congenital or breed-specific conditions and pre-existing conditions that have been remitted for a year. Embrace also provides coverage for rehabilitation and alternative therapies. Embrace also provides plans with a shorter waiting list for illness and accidents.