Healthy Paws pet insurance covers illnesses and accidents for cats and dogs. They're a budget-friendly option for owners of younger pets and offer coverage for cancer, emergency care, hereditary and congenital conditions, dental care and alternative treatments like acupuncture and chiropractic.
Healthy paws makes a good choice for a young dog or cat, as they do not have any payout caps per condition or annual or lifetime. They also allow paperless claims. They have a mobile app that makes it simple to submit vet invoices and track your claim. The company also offers a fast claims payout where you can submit your pet's vet bills using their app or web site.
How to obtain a Healthy Paws quote
To start the process of getting a healthy paws pet insurance plan, you'll need to provide your pet's name, breed, age and location. Next, you will get a quote that gives you an idea about the price and benefits of your policy. Once you decide which plan best suits your pet's needs, you can begin the enrollment process.
The Waiting Period and Exclusions
All Healthy Paws Policies have a fifteen-day waiting period prior to filing an injury or illness claim. Healthy Paws doesn't pay for veterinary exam costs for the 15 days immediately following the date your policy became effective. They also don't cover hip displasis for newly registered pets.
Your pet must be an officially registered breed of cat or dog if you choose Healthy Paws to provide your service. Your pet may have additional requirements if it is a mixed or hybrid breed.
You can choose a higher reimbursement rate for the needs of your animal. This will allow you to reduce your deductible.
They can also assist you in choosing the best policy and managing your account. The online Customer Center lets you track the progress of a policy, cancel it, or make changes.
Also, they have a 24/7 health line for pets. They can answer questions regarding your pet's health or treatment. They can also help you connect with local veterinarians.
What to expect from the Healthy Paws claim and reimbursement processes
The company will send an email to you with instructions on how to submit the vet bill. The email will contain instructions on how to take a photo of your pet’s vet bill, and submit it online.
You will receive your check within 3 to 5 days after you submit your claim. This is extremely fast for an insurance company that covers pets and faster than many other companies.
How to cancel your Healthy Paws Pet Insurance Policy
Cancelling a Healthy Paws insurance policy is easy. You can do it by email, regular mail or fax. If you cancel your Healthy Paws policy within 30days of enrolling, you'll get a full refund. You may be charged for a cancellation fee if you do not cancel your policy within 30 days.