It can be the best thing you do for your cat or dog. It will help pay for any vet bills which would otherwise be beyond your means.
The cost of pet insurance varies depending on your pet's age, breed and ZIP code. Choose a company offering quality coverage.
The Best Price
When shopping for dog insurance in New Jersey, you should compare prices from several companies to find a good deal. If you are looking for the best deal, look for high reimbursement percentages, low deductibles and no cap on payouts by incident or year.
You should also consider pre-existing conditions and whether the company offers a money-back guarantee. This means you can cancel your policy if it doesn't work out for you, and you'll receive a full refund.
You should choose an accident or illness plan offered by ASPCA, Trupanion, if you want to get the maximum coverage. These two companies offer affordable coverage and are well-known for their excellent customer service.
Figo & Progressive are some of the leading providers in New Jersey. They offer accident and illness plans, as well as additional coverage add-ons that cover vet exam fees and routine wellness care costs.
Lemonade Pet Insurance is another good option for people who are looking to purchase pet insurance in NJ. It has a simple website that makes it easy to understand its coverage options and claims process. Its AI-powered claims system is fast and efficient, with over 40% of claims processed immediately.
Lemonade also offers a wellness program that includes vaccinations and annual examinations. It also offers different deductibles to fit your budget.
ASPCA New Jersey offers pet parents another great choice. Accident and illness plans offered by ASPCA include extras such as behavioral therapy and dog training. There's a money back policy and a free medical chat line. Multiple pets get a discount.
The company offers money-back guarantees in some states so you can risk nothing by trying out their product. Its policies have a 14-day waiting period for illnesses and 6-month wait periods for cruciate conditions, but its rates are competitive and its claims processing is fast.
You should always be aware of how much your pet will cost to insure, as it can have a huge impact on the monthly premiums. It's also a good idea to read the fine print and check out reviews from other pet parents.
It is the best option for those looking for comprehensive coverage. It will cover all accidents and diseases, and will even cover the cost of putting your pet to rest or cremating it.
It's important to check if your pet is covered for tick-borne diseases, such as Lyme disease, which can be carried by infected fleas and deer ticks. In New Jersey, many of the best pet insurance providers include coverage for Lyme disease. Some will also provide special tick prevention products and recommend a Lyme virus vaccine.