Pet insurance can cover your pet's health care costs, particularly if they suffer from certain conditions. You should be patient when choosing the right pet insurance policy.
The monthly premium you pay depends on how much coverage you have, your pet's weight, and the place you live. Get quotes from different companies to find out what you will be paying.
Figo offers one of the most affordable cat insurance premiums that we have seen. It's a great choice for people on a tight budget. The company also offers a low deductible and co-payment options that will lower your out-of-pocket costs.
In addition, Figo has competitive waiting periods for accidents and illnesses. You will have to wait up to one year to file a claim if you already had a pre-existing illness.
Accident-Only Plan
A cheaper option, an accident-only plan covers vet bills for sudden accidents like lacerations, broken bones and torn ligaments. The plan reimburses for diagnostics, exam fees, and other costs.
Get Complete Coverage
With a monthly premium that is slightly higher, you can have a full coverage plan which includes both accident insurance and illness insurance. This covers cancer, UTIs, heart disease, arthritis and other common ailments.
ASPCA - This nonprofit offers pet insurance with affordable premiums and flexible terms. It also does not have an age limit for hereditary or congenital conditions. This pet insurance company also has the best veterinarian network out of all the providers. You can give your cat the help it needs, when it is needed.
Healthy Paws - This top-rated company offers comprehensive cat insurance that covers all the major diseases and health problems your cat could develop. It also includes emergency care, genetic conditions and hereditary disorders, and alternative medicine.
The only downside to this policy is that it doesn't cover non-emergency treatment for long-term conditions. It is a significant drawback to many families because these types of treatment can be very expensive.
Trupanion Trupanion provides comprehensive and quality pet insurance coverage, unlike most pet insurers. Its veterinarians submit claims directly to the insurer, so you don't have to worry about sending them to a third-party. There are no annual limits, and the reimbursements are calculated based on local veterinary rates.
There are other benefits:
It also covers wellness and pre-emptive care for your cat. This coverage includes spaying or neutering your cat, dental cleanings, as well as a range of vaccines. It also includes behavioral therapy coverage for up to $500 per year.
Pawp, a provider with a digital health centre that allows you to monitor the health of your pet and veterinary staff on call 24/7 for emergencies. It also has a $3,000 savings account that you can access if your pet gets sick or injured.