The current system that covers visitors insurance only covers certain services. It is also based on a narrow range of insurance providers. These plans are usually more expensive than regular domestic insurance and are available only at certain times of year. Visitors to the U.S. can be here for any length of stay, and not just for a short time.
USA-HealthCare
The Visit USA HealthCare health plan provides coverage for Americans visiting the United States. These plans offer pre-defined health benefits and emergency service for up to 364 Days. This time you can be treated by any American doctor or hospital. Visit USA-HealthCare has three levels of coverage. These include individual, family, as well as group plans.
Prices for individual health insurance plans differ. Many are affordable, depending on the level of coverage that the policy offers. You may also need to consider your pre-existing conditions. You'll need to choose an insurance plan that meets your needs and budget.
Liaison Travel Choice
Visitors have Liaison Travel Choice insurance that covers a wide variety of medical needs. This plan is for individuals as well as families who travel outside their home country. It covers spouses and dependent children. It covers up to $30,000 in medical expenses. This insurance also includes emergency medical evacuation. Liaison Travel Choice provides comprehensive coverage for trips lasting from five to three64 days. The PPO network allows visitors to visit any doctor for medical care.
Visitors can choose from the Basic Plan, Liaison Travel Plus Plan, and Liaison Travel Medical Plan. Liaison Travel medical plan is designed for short-term, worldwide travel. This plan covers injuries and illnesses that may occur outside of the United States. The coverage periods range from 5 to 364 day, and it is accessible to travelers under the 74 age. The plan offers customizable emergency medical coverage and deductible amounts.
Atlas America
For travelers traveling to the United States, Atlas America's visitor insurance plan may be just what you're looking for. This plan covers hospitalization and outpatient care. This plan may not cover all of your medical costs. Fortunately, you can get this insurance online, and start enjoying coverage tomorrow.
This visitor health insurance plan is part of the United Healthcare PPO network, which provides access to a large network of medical providers in the United States. Those providers within the network bill the insurance company directly, and charge network negotiated fees, which are usually lower than the regular rates. To get a quote for your coverage, all you need is a credit card, date of birth, name, passport number, and travel dates.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance is available to cover medical expenses for foreign citizens traveling to the USA. This plan covers medical expenses for visitors age 19 and up who need medical care in the U.S., including emergency services. The insurance covers temporary stays in the U.S. and 100% of eligible medical costs up to the policy limits. The plan provides instant ID cards as well as proof of coverage.
This comprehensive insurance plan covers emergency medical expenses for foreign travelers, including acute onset of pre-existing conditions. The plan can be used for up to ninety-day stays and can be renewed for one additional year. The maximum policy amount, $50,000, can be renewed for up to 2 years.
International Major Medical Plan
If you are visiting the United States on a short-term basis, you should consider purchasing an International Major Medical Plan insurance policy. This type of coverage can cover up to $1,000,000 for out-of-pocket medical expenses. It provides benefits for trip cancellation, evacuation, and lost luggage. Some plans provide coverage for terrorist and war crimes. Some even offer coverage for recreational and non-professional sports activities. International Major Medical Plan policies also offer coverage for cardiac and cancer care.
You can also purchase an Elite Plan to cover pre-existing medical conditions. This insurance covers specialist care, doctor visits, blood tests and urgent care. This type insurance also covers medications that are prescribed by doctors.