Whether you're exploring the White House, watching the Washington Nationals or traveling to other parts of the city, it's important to have car insurance Washington DC that will protect you and your vehicle in case something happens. AARP Auto Insurance provides coverage for many District of Columbia motorists.
Buying cheap car insurance in Washington, DC is easy when you know how to compare quotes and choose the right coverage. Whether you are looking for minimum liability coverage, comprehensive and collison coverage, or full insurance coverage, we can help you find the right policy.
In the District of Columbia, minimum insurance requirements are $25,000 for each person and $50,000 for an accident. Property damage coverage is also $10,000. Those figures are low, but it's best to get more than that to cover any medical costs if you or someone in your family gets injured in an accident.
A higher liability limit or a higher deductible will help you save money. Full coverage is also a good way to save money, as it includes comprehensive and collision insurance that protects your vehicle from vandalism or damage caused by a crash.
GEICO provides the cheapest insurance for Washington, DC, whether you want to cover your car with a minimum coverage or full coverage. It also offers the best rates for young motorists and military families.
When you shop for insurance, it is important to consider your driving records and the policy type you prefer. Your premiums will be lower if you maintain a clean driving history. Getting tickets or traffic violations can increase your premiums, as can getting an older car with high mileage.
Credit score can also affect your premiums. Generally, the lower your credit rating, the higher your insurance rates will be. Fortunately, you can do several things to improve your score, which could result in a lower quote for Washington, DC auto insurance companies.
Drivers can compare different policies' costs based on factors such as coverage and location. These ratings will help you find the right coverage for your budget.
Discounts & Bonuses
Many insurers of District of Columbia provide discounts for drivers who excel in school or have safety features installed on their vehicle. These discounts may vary from 5 to 10%, depending upon your circumstances.
Some companies offer up to 50% off for safe driving. These discounts can be earned by maintaining a clean driving record or taking defensive driving classes.
The best way of finding the cheapest Washington, DC car insurance is to compare multiple quotes. Requesting quotes from the leading companies in the Washington, DC area is easy with the free online auto insurance quote tool.
If you have an older vehicle with high mileage, you may be able to save on your insurance by buying a more fuel-efficient model. They can also help you save on gas. In addition, many insurance companies offer discounts for drivers who insure more than one vehicle with them.