Embrace, a Ohio-based provider for pet insurance, provides personalized pet insurance. They offer a declining deductible that allows for routine and preventative care. You can also earn rewards for your pet's routine and preventative care by joining the Wellness Rewards program. The company is an associate member of the North American Pet Health Insurance Association.
Embrace offers customizable plans
An Embrace pet insurance policy will provide coverage for your pet and your finances. The insurer will check your pet's records and inform you if any pre-existing medical conditions are present. It offers a money back guarantee within the first 30 days. If you have more pets than one, you can receive a discount off your monthly premiums.
Embrace offers flexible plans for cats and dogs. You can adjust the coverage amount based on your pet’s age, breed, and species. You can also decide on your deductible amount, and the percentage of reimbursement. You can also customize your plan to meet your needs.
It provides a two-day wait period for accidents
When enrolling in an Embrace pet plan, the consumer must provide a year's worth vet records along with the birth date. This allows the insurance company adjust the premium according to the pet's age and breed. The company also requires that pets be at least 15 years old to qualify for accident coverage.
Embrace provides pet owners with the ability to take their pet to any vet in any 50 state, along with a two-day waiting period. Within 10 days, the insurance company will reimburse clients for any service received. The policy does cover all breeds. A cat or dog that has had bilateral problems in the past is more likely than others to have the same problem.
It offers a six-month waiting period for canine orthopedic conditions
Embrace pet insurance has a six-month waiting period for certain canine orthopedic conditions, such as hip dysplasia. A waiver of the condition is an option that can reduce the time it takes to wait. Your dog must be examined by a veterinarian to qualify for the waiver. Your vet will fill in a veterinary Orthopedic Report Card. This card will be submitted to Embrace. If you meet the requirements, Embrace can reimburse you for the cost of this examination.
Waiting periods vary widely between pet insurance companies, and it's important to understand what the waiting period is before enrolling. There are some companies that have a waiting period of four days for illnesses or accidents. Others have a 14-day waiting period. Embrace has a sixmonth waiting period for canine-related orthopedic conditions. But, if your dog has received a veterinary exam within the last six month, you can waive the exam.
It is competitively priced
Embrace Insurance offers a wide range of options and is affordable. Monthly premiums depend on your pet’s age, gender, size, breed, and age. You can reduce the cost of the policy in some cases by signing up for a Healthy Pet Discountible. This plan can help you avoid unnecessary financial burdens related to pet care and medical expenses.
Embrace provides accident and illness coverage for dogs and cats under the age of 14. This type of insurance doesn't require a yearly renewal. It also offers an accident-only policy for older pets. The policy provides coverage for pre-existing and congenital conditions. Embrace also includes rehabilitation and other therapies. Embrace also offers plans that offer shorter waiting times for certain illnesses and accidents.